Under the fico model the most exceptional credit scores are 800 or better up to the highest credit score possible 850.
Credit score excellent range.
For example equifax credit score ranges from excellent to poor are 3 excellent.
What is an excellent credit score.
Common credit score facts for a score with a range between 300 850 a credit score of 700 or above is generally considered good.
300 to 579 fair.
A score of 800 or above on the same range is considered to be excellent.
However fico auto and bankcard scores were designed with a range of 250 900.
The vantage credit scoring system is very similar to the fico system.
It ranges from 300 to 850.
Most credit scores fall between 600 and 750.
But note that since the factors aren t.
Fico or the fair isaac corporation operates one of the most popular credit scoring systems.
It also looks at the same criteria for your credit score.
Below average to average 0 509.
What is an excellent credit score.
According to experian one of the three major credit bureaus a vantagescore between 750 and 850 is excellent and a good score is between 700 and 749.
According to the fico credit scoring model an excellent credit score falls between 800 and 850 points.
A good credit score is between 622 and 725 a very good score is between 726 and 832 and an excellent score falls between 833 1200.
670 to 739 very good.
Vantagescore ranges can vary as well but that is based upon the version a lender uses more on that below.
However it doesn t need as much credit history to produce a score for you.
Your credit score can fall anywhere in the 300 850 range and while less than 1 of consumers have perfect credit snagging an excellent score is more attainable.
It s more likely an adverse event will be recorded on your file in the next 12 months.
740 to 799 excellent.
We ve broken down the equifax score bands and what they mean in more detail below.
With all fico and vantagescore models a higher score signifies that you re a lower risk borrower.